Executive Summary
The European Average Payment Delay (APD) stands at 12.28 days, the lowest figure of the year
In the fourth quarter of 2025 (Q4 2025), the Average Payment Delay in Europe reached 12.28 days, representing a decrease of 0.43 days compared with Q3 2025. In comparison with the same period the previous year, the European APD increased by 0.11 days. The European APD has remained above 12 days since Q4 2024.
The Netherlands records a historic APD below 3 days
The Netherlands maintains the lowest APD among the countries analyzed, at 2.87 days, marking the second consecutive quarter below the 3 day threshold. Germany continues to perform as a prompt payer, with an APD of 5.63 days. The largest increase this quarter was observed in Ireland (+0.63 days), while the most significant decrease occurred in France (–1.54 days). The APD difference between Portugal and the Netherlands reaches 20.53 days.
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Source: Informa

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