5.65 million citizens over-indebted / “hidden increase” in over-indebtedness / over-indebtedness ratio of 8.15 percent / trend reversal due to persistent inflation and high interest rates / recession as a driver of over-indebtedness
Constricted by bureaucracy, unsettled by the economy and paralyzed by rising costs - Creditreform's current analysis of the economic situation and financing in medium-sized businesses shows very clearly: Companies in Germany are looking bleakly into the near future. They spend a lot of time and energy trying to cope with the general conditions instead of investing resources in further development. How long can this last?
The document outlines the achievements of the last four years of the mandate and what remains to be done to realise the ambitions set for a stronger and more resilient Union and to prepare for the challenges of tomorrow.
According to the Head of Office of Rapporteur Axel Voss (EPP, Germany), a provisional agreement on the AI Act proposal by the end of this year may be possible, but it depends on the progress made during upcoming discussions.
In Ireland today there are 304,688 active companies trading. From our latest research, this equates to 637,001 directorships. Over the past 23 years, Ireland has witnessed a noteworthy transformation in the composition of directorship positions, particularly concerning gender representation. We thought it would be interesting to look at the statistics around the difference between male and female directorship in Ireland today.
According to the last instalment of the Study on Credit Risk Management in Spain, supported by Iberinform and Atradius – Credito y Caucion, only 34% of the Spanish companies have their own credit risk committee.
While this might seem odd considering the macroeconomic situation in the country and, specially, taking into consideration that in 2021, 58% of the companies participating in this study had such structures in places.
More strikingly, 37% of companies do not use solvency criteria to
SCHUFA is expanding its identity fraud protection services with a free solution: With SCHUFA's new service, consumers can find out in seconds whether they have been the victim of data theft: The SCHUFA-IdentChecker searches for personal data from sources on the Internet, Darknet and Deep Web. Consumers can thus find out whether sensitive personal data such as IBAN, ID or credit card numbers have been circulated without authorisation and receive concrete recommendations for action.