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Experian hit with €2.7 M GDPR fine: a wake-up call for business data & credit-scoring firms

On 17 October 2025,  the Dutch Data Protection Authority (AP) fined Experian €2.7 million for breaches of the General Data Protection Regulation (GDPR). The infractions, centered on Experian's consumer scoring practices, included excessively broad collection of personal data and inadequate compliance measures. According to some commentaries, the scale of the impacted individuals is likely “many millions”. Although Experian has acknowledged the fine and will not appeal, the case underscores how vulnerable business-information providers and credit-scoring organisations are in the era of strong data-privacy enforcement.

 

For business information providers and corporate credit-scoring firms, the Experian GDPR-fine is more than just another headline, it is a strategic landmark. It underlines that data-protection is a business-risk issue, not just a compliance checkbox. The ability to collect, process, score and distribute data is central to our business model - but so is the responsibility to manage legal, reputational and regulatory risks tied to that data.

 

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